I’m back! Linux is in, and windows is submitting well. I have yet to get my data back from Gallagher, but I’m told it is safe. It’s great to have a clean system again.
For those who care, I’m running a Debian distro with KDE on top.
Edit: Several years later I’m still vacilating between Windows and Linux. XP is still working fine for me, but I’m expecting to migrate (again?) to Linux eventually.